Terms and Conditions of Use of Good Financial Cents

Joseph Meyer
Written by
Last update:

How We Make Money

Good Financial Cents is free to use but has some paid premium content. If you like what you read and you’d like to support the site so that we can continue to provide free content, please consider making a donation. Rest assured, we only feature money saving and financial products and services we would use ourselves. In addition, if you decide to click on links to products or services you find on the site, we may be compensated. Comprehensive policies and disclosure can be found here.

Your use of the site constitutes your agreement to these terms and conditions of use. You must carefully review them periodically. Your continued use of this site following the posting of any changes to these terms shall mean that you have accepted those changes.

Editorial Integrity

A lot of hard work is put into creating articles, videos, and other educational content on this site. I spend many hours researching, writing, developing presentation materials, running the website, etc. The Good Financial Cents community is the most important part of this.

I expect that members:

Editorial Guidelines

The Good Financial Cents blog (the “Site”) contains information, links, or other content ("Blog Content"). The Site may also contain material including interest rates, tools, calculators, and educational information ("Good Financial Cents Content") that is produced by or licensed to us. All Blog Content and the Good Financial Cents Content are collectively referred to herein as the “Content”.

In order to access the Site and/or the Blog Content, you will be required to agree to these Terms of Use (the “Terms”). If you do not agree to these Terms, you should not access or use the Site or the Blog Content. Your use of the Site and/or the Blog Content is expressly conditioned upon your prior acceptance of the Terms.

These Terms constitute a binding contract between you and Good Financial Cents, L.L.C. (“GFCC”). By accessing and using the site, you represent that you have the capacity to be bound by these Terms. IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS, YOU MAY NOT ACCESS AND/OR USE THE SITE.

General Product/Performance Disclaimers

The information contained in this website is for general information purposes only. The information is provided by Good Financial Cents LLC and whilst we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of Good Financial Cents LLC. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, Good Financial Cents LLC takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Acceptance The Use Of Good Financial Cents Terms and Conditions

By accessing and using Good Financial Cents, referred to as “this site,” you agree to be bound by the following terms and conditions, referred to as “terms and conditions,” whether or not you register. Please read the terms and conditions before using the site. If you do not accept the terms and conditions in their entirety, you may not use the site.


Reading or hearing the phrase, “Good Financial Cents,” most people just assume my mission is to give out financial advise. However, my mission, to help others develop a good relationship with money has a lot more to do with living a good financial life.

It’s about your lifestyle – where you live, what you eat, what you wear, and what you buy. It’s about developing good habits and skills that will help you deal with the many challenges of life so that you have the resources to not only succeed but thrive. It’s not so much about what you own as it is how good you are to yourself, to your family, and to the people around you.

I had the opportunity to finally retire early at age 59 due to having a good relationship with money. I was not born a natural spender or saver. I was born a spender, plain and simple and all that I have I earned through my relationship with money.

Whether you are just out of college, planning your next vacation, saving for retirement, or sitting around at your jobs, I want you to first think in terms of: What’s good for me? And: What do I really want?

Change of Use

In no event may you alter or modify any of the content or information which appears on this website. You may not create any derivative work of any of the content or information contained on this website.

This website contains links to other sites. Good Financial Cents is not responsible for the privacy practices or the content of such websites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site. For Good Financial Cents home page, Good Financial Cents is committed to protecting your privacy. Should we ask you to provide information that could identify you as an individual in order to provide a service that you have requested, the information provided will be limited to what is necessary to enable us to respond to the request. Good Financial Cents reserves the right to release personally identifiable information when such information is requested by law enforcement agencies or in the event of a physical threat to an individual.

All contents of this website, including text, graphics, logos, button icons, images, audio clips, downloads, images, software, and all other materials ("Good Financial Cents Content") are the exclusive property of Margot Hunt and are protected by United States and international copyright and trademark laws. The Good Financial Cents Content is also protected as a collective work or compilation under U.S. copyright and other laws and treaties. All Good Financial Cents Content is copyrighted as a collective work under U.S. copyright laws, and the copyright in the collective work is owned by Margot Hunt. Margot Hunt grants you the following limited, non-transferable license (without the right to sublicense):

To view and print a temporary copy of the content for your personal viewing on a computer monitor; and

To temporarily download a single copy of the content, for your personal non-commercial use, and The Good Financial Cents Content may not be otherwise copied or modified without the prior written permission of Margot Hunt. Any use other than the rights granted to you pursuant to the limited, non-transferable license set forth above as contained in this paragraph is strictly prohibited.

Protection of Content:

Disclaimers and Limitation of Liability

(i) IN NO EVENT SHALL Karen Finan or GOOD FINANCIAL CENTS be liable for any direct, indirect, punitive, incidental, special, consequential damages, or any damages whatsoever, including, but not limited to, loss of use, data or profits, arising out of or in any way connected with the use or performance of this software, its derivatives, or associated documentation, whether or not based on warranty, contract, tort, or otherwise, even if advised of the possibility of damage.



You agree that your use of this blog is entirely at your own risk and that the author of this blog is not liable for any direct, indirect, incidental, special or consequential damages including but not limited to damages for loss of profits, surveys, information or other data or any other kind of loss, due to the use of information obtained from this blog or website.

The opinions expressed in this blog are solely the opinions of the authors and not sponsors.

You agree to hold harmless the author and operators of this site from any action arising from reliance on, or the accuracy of information or lack of completeness of information contained in any of their articles. I have no control over the accuracy or completeness of information posted on this site.

This blog is for informational purposes only. The information and opinions expressed herein are my own and should not be used for the purpose of diagnosing any illness or ailment. For medical conditions, please consult with your doctor. Your healthcare provider is in the best position to help you.

This site may contain affiliate links which means that I receive money if you purchase from my links. This occurs at no cost to you.

Do not show this blog in your email or on your site. Then you can legally steal my content.


Are you considering a severance package for any of your employees? Before you reach an agreement with any employee, consulting an employment law attorney is essential.

The laws in this area are constantly being revised and changed. Failure to understand the law properly and adequately consider and cover all the proper concerns related to dismissal may cost the employer much more than would the pay of the employee in question.

For example, a union representative may make a claim that he was not at fault for the dismissal. If he is successful, then the employer is obliged to provide him with two months pay for each year served with the company. Alternatively he may argue that his dismissal was a “layoff” which requires the payment of an additional “severance”. In this case, if the employer does not take the correct courses of action, then the payment may not qualify as a “layoff”.

This not only applies to dismissal but also to any other important changes on the employment status of your employee such as promotions, demotions, pay raises and bonuses.

A good attorney will help you make sure that all the bases are covered— and all the concerns are addressed.